LRA FINANCIAL SERVICES
LUANNE RICHARD & ASSOCIATES
LRA Financial Services (45010) and Luanne Richard & Associates (44976) are Authorised Financial Service Providers
About
LRA Financial Services (FSP 45010) and Luanne Richard & Associates (FSP 44976) are authorised licensed Financial Service Providers that provide customised short-term insurance solutions. Our partnerships with all leading insurers enables us to provide innovative insurance solutions for various classes of risk. Our well-trained team possess vast product knowledge which enables us to deliver only the best solutions for our clients insurance needs.
Products
Personal Insurance
Personal insurance covers your personal assets such as:
- Homeowners – covers the structure of your home
- Household contents – covers movable assets within your home
- Motor – cover for private motor vehicles
- All Risks – cover for personal cellphones, laptops etc.
Commercial Insurance
Commercial insurance provides protection to businesses covering their business assets against all the insurable perils like fire, lightning, explosion, burglaries, theft of money or intellectual property, armed robbery, political riots, claims brought against clients for injury or damage to third party property, accidental damage and motor insurance.
Trucking
Insurance for Transporters:
- Motor Insurance for HCV’s
- Goods In Transit Insurance
- Tow following Mechanical breakdown
- Environmental Liability / Spillage cover – covers Clean Up costs
- Excess reducer / Excess buy back covers
Environmental Liabilities
Environmental liabilities insurance provides cover should clients be held liable for clean-up costs relating to pollution, contamination etc. caused to the environment by its activities.
Marine
Marine insurance covers loss or damage to vessels and/or their cargo.
Cyber Crime
Cyber crime insurance covers businesses and individuals against internet-based liability and risks.
Professional Indemnity
Professional indemnity insurance protects clients against unsatisfied customers and complaints due to the professional services that have been rendered.
Guarantees and bonds
A guarantee or bond provides a purchaser the security of receiving a fixed sum of money if the seller fails to meet its contractual obligation/s.
Directors and Prescribed Officers Liability
Directors and Prescribed Officers are in influential and decision-making positions in their organisations. They may face personal liability due to decisions they make that cause loss or damage to their company.
Funeral Cover
Funeral cover provides clients with the peace of mind knowing that in the event of death, all aspects related to being laid to rest are covered and relieves the burden off their loved ones.
Partners
Testimonials
I just want to congratulate Timelle on her outstanding service I have received with my claim, all documents all phone calls and WhatsApp was responded to in a very timeously manner and I felt I was the only customer she was dealing with which I quite understand how busy an insurance company is. Yusuf
Dear Bronte Thank you so much for assisting me so efficiently this morning. Thanks to you we were able to take delivery of the car as arranged. Take care and God Bless! Best Regards Reema
Claim forms
Click on the below links to download the claim forms
Documents
Contact Us
- 179 Ridge Road, Umhlanga, uMhlanga, South Africa
- Postnet Suite 177, Private Bag X10, Musgrave, 4062
Assist Line Numbers
Personal Insurance Assist Lines
| Insurer | Assist Line Numbers |
| Broker Solutions (One Loyalty) | 0861 000 652 |
| Bryte (Europe Assist) | 0860 001 121 |
| Discovery | 0860 999 911 |
| ECIA (Lombard) | 0861 111 206 |
| Frontline | 0861 113 699 |
| Hollard Easy | 0860 123 3279 |
| Hollard (Pvt and Prestige) | 0860 333 382 |
| Momentum | 0860 006 784 |
| MUA | 0861 000 682 |
| Old Mutual | 0860 247 365 |
| Onesure | 0861 000 286 |
| Quicksure | 0861 777 708 / 071 884 5441 |
| Renasa | 0861 628 328 / 083 791 0201 |
| Santam | 0860 505 911 |
| Vantage | 0800 214 763/083 789 0389 |
Commercial Assist Lines
| Insurer | Contact Number | ||||
| 0861 015 728 0861 111 382 | ||||
| Hollard | 0860 038 262 | ||||
| Old Mutual | 0860 247 365 | ||||
| OneSure | 0861 000 286 | ||||
| Renasa | 0861 736 266 | ||||
| Santam | 0860 505 911 |
Trucking and GIT
| Insurer | Assist Line Number |
| Arrow | 010 601 6222 |
| Bryte | 0860 103 412 |
| Captive: Theft and Hi-jack | 083 778 8563 / 083 778 8560 / 083 778 8460 |
| Captive: Towing | 0860 227 848 |
| HCV: Theft and Hi-jack | 0861 022 737 |
| HCV: Towing | 0860 869 428 |
| Hollard: Theft and Hi-jack | 083 778 8560 |
| Hollard: Towing | 0800 212 504 |
| Lynx | 0800 430 430 |
| Nautical GIT | 084 250 6077 |
| Santam | 0860 505 911 |
| Senate GIT | 012 663 1004 |
| Transit GIT | 0860 444 411 |
| XLT GIT | 0861 999 627 |
Environmental
| Insurer | Assist Line Number |
| Envirosure | 0860 444 411 |
Engineering
| Insurer | Assist Line Numbers |
| FDM - Engineering | 083 778 8560 |
Taxis
| Insurer | Assist Line Numbers |
| CTU | 0860 464 694 |
| RTU | 0861 235 663 |